At Money Path, your privacy is a top priority. We are committed to handling your personal information with care, transparency, and in accordance with applicable laws and regulations. This Privacy Policy outlines what information we collect, how it is used, how we protect it, and under what circumstances it may be shared.
By downloading, installing, or using the Money Path app, you consent to the practices described in this Privacy Policy. If you do not agree with any part of this policy, please stop using the application.
1. Personal Information
We collect personal data including but not limited to:
Full name
Date of birth
Mobile number
Email address
Residential address
Occupation
Income details
This information is used to assess your eligibility, conduct identity verification, and detect fraud. All personal information is securely transmitted to https://api.moneypathapp.net/ and permanently deleted after evaluation, unless legal retention is required. We do not share this information with any third party.
2. SMS Information
With your explicit consent, we collect, access, and temporarily store selected financial SMS messages on your device (such as salary credits, EMI reminders, and bank alerts) received within the past six months.
Salary credit messages help us understand income regularity.
Late payment alerts help assess credit risk.
We do not collect, read, or store your personal SMS data (such as private conversations or unrelated messages). We will never share your SMS data with any third party. All SMS data is encrypted, securely uploaded to https://api.moneypathapp.net/, and automatically deleted after a credit decision is made.
3. Installed Applications
We collect metadata on installed applications, including app names, install/update times, and package names. This helps ensure device integrity and prevent fraudulent activity. The data is encrypted, securely transmitted to https://api.moneypathapp.net/, and deleted after analysis. It will not be shared with any third party.
4. Device Information
We may collect details such as:
Device model
IMEI
Operating system version
Google Advertising ID
Screen resolution
This information supports fraud detection, customer support, and technical optimization. All information is encrypted, securely transmitted to https://api.moneypathapp.net/, and deleted after use. It will not be shared with any third party.
5. Camera & Media Access
We may request access to your camera and media storage to capture and upload identification documents (e.g., for KYC purposes). These uploads are encrypted, securely transmitted to https://api.moneypathapp.net/, and deleted after verification. We do not share this data with any third party.
6. User Behavior Data
We monitor in-app interactions such as:
Page views
Button clicks
Feature usage
Session durations
This data helps us improve app performance, detect anomalies, and enhance user experience. All user behavior data is encrypted, securely transmitted to https://api.moneypathapp.net/, anonymized after analysis, and automatically deleted. It will not be shared with any third party.
Your data is used for:
Verifying your identity (KYC)
Assessing loan or service eligibility
Managing risk and detecting fraud
Complying with legal obligations
Improving app functionality and support
Enabling secure and efficient service delivery
Certain permissions are essential for core app features. Disabling them may limit functionality.
We do not sell your personal data. We may share your information with:
Licensed NBFCs and financial partners for service processing
Third-party service providers (e.g., for KYC or analytics), bound by strict confidentiality
Regulatory or legal authorities, where mandated by law
All partners are contractually required to protect your data in compliance with industry standards.
We implement industry-standard security practices, including:
SSL encryption during data transfer
Role-based access controls
Secure cloud storage with auto-deletion
Regular vulnerability assessments
Only authorized personnel can access sensitive information.
Your data is retained only for as long as necessary to:
Fulfill the purpose it was collected for
Comply with legal or regulatory requirements
Prevent duplicate or fraudulent activity
After the retention period, your data is securely and permanently deleted from our systems.
The Money Path app is not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If such data is inadvertently collected, it will be promptly removed from our systems.
As a user, you have the right to:
Request access to your personal data
Request corrections or updates
Withdraw consent for optional permissions
Request account and data deletion (subject to legal limits)
Report concerns related to misuse or breach of privacy
To exercise any of these rights, contact us via the email provided below.
This Privacy Policy may be revised from time to time. Changes will be posted within the app. Continued use of Money Path after any update implies acceptance of the revised policy.
If you have any questions, feedback, or privacy concerns, please contact us at:
Email: service@moneypathapp.net